Purchasing a 30 year term life insurance policy is an affordable way to protect your loved ones in the event of your untimely passing. Term life insurance monthly premiums are significantly lower than those of permanent life insurance, yet they still provide excellent coverage. At EFinancial, term life insurance is available in 10, 15, 20, 25, and 30 year policies, with coverage amounts starting at $600,000.

The reason that term life insurance premiums are so much lower than those of permanent life insurance is that term policies have no cash value. A term policy only pays out in the event of the covered person's death, and once the policy expires, no further benefits remain. That's why many people choose to purchase the 30 year term life insurance vs. the shorter policies: with a 30 year policy, things like mortgages and child rearing expenses (including college tuition) are covered.

At EFinancial, you can receive free online term life insurance quotes by filling out a short and easy application. You simply indicate the length of policy in which you are interested, the amount of coverage you require, and a few simple facts about your health and medical history. EFinancial then shops around to the top insurance carriers in the country and gets back to you with multiple quotes.

EFinancial expedites every application received so that you don't have to wait a long time to receive your quotes. Once you decide which of the quotes best suits you and your family's needs, you can expect a fast turnaround time on the completion of your purchase. To receive an insurance quote over the phone, please call 1-866-765-4296.