It's no secret unhealthy living habits can eat into life insurance rates, but recent research shows it may be easier to fend them off. A couple of popular new year's resolutions might actually be related to one another, as consistent weight and resistance training could help smokers quit.
The study was conducted by scientists at the Miriam Hospital's Centers for Behavioral and Preventive Medicine. Sets of male and female smokers who engaged in a 12-week course of two 60-minute training sessions each week were twice as likely to drop cigarettes than those who did not work out regularly.
Sixteen percent of the subjects quit smoking and lost considerable weight from fat, according to ScienceDaily, and almost all of them maintained their condition through the following three weeks.
The Centers for Disease Control and Prevention reported that one out of five individuals in the US smoked consistently in 2009, and the habit costs $193 billion each year in health care expenditures.
Healthcare, though, isn't the only channel of financing subject to cost increases. Half a million Americans die each year as a result of smoking-induced disease, according to 2011 statistics published in the journal, Epidemiology, and endorsed by the Center for Global Health Research at St. Michael's Hospital in Toronto.
Mortality rates have their effect on life insurance. Seeking a life insurance quote to see what rates will be on an account, or even getting out there and lifting, can protect consumers both fiscally and biologically.