The consequences of breathing cigarette smoke are extremely harmful to people. Children, in particular, can be at a high risk for damage from the chemicals.
The American Lung Association cites a study published in the journal Pediatrics, which found that children who reside in housing complexes have higher levels of tobacco smoke in their blood. This held true even if no one in their family smoked.
ALA chief medical officer Norman Edelman says people exposed to secondhand smoke are at risk for serious conditions.
"Even at very low levels of exposure to secondhand tobacco smoke, vulnerable populations, including people with heart disease and lung disease such as asthma, and chronic obstructive pulmonary disease, the elderly and children, are at greater risk for a variety of tobacco-related illnesses and complications," says Edelman.
Those who smoke are certain to pay more for life insurance given the number of fatal conditions that typically go along with those who have the habit. Even those who don't smoke but find themselves recovering from a disease like lung cancer will likely pay higher premiums due to the risk of a relapse.