Fires claim the lives of people every year. Homeowners and life insurance are just a couple of policies people should own to help protect their loved ones financially in the event of a blaze.
There have been many initiatives aimed at preventing home fires and data from the National Fire Protection Association shows they've been working. Fires caused by cigarettes and the like have dropped to the second-lowest levels in 30 years.
NFPA vice president of communications Lorraine Carli says most home fires start by accident.
"Widespread use of safeguards like fire-safe cigarettes, which can minimize or altogether prevent the damage incurred by smoking-material related mishaps, serves as a critical step for further reducing the nation's fire problem," says Carli.
It's wise for people to install a smoke detector on each floor and outside of each sleeping area. The devices can make the difference between someone making it out of a home in time. It's also a good idea to keep a fire extinguisher in the kitchen, as many fires start when cooking with appliances.
Furthermore, the NFPA suggests smokers take the habit outdoors to help prevent a cigarette from starting a fire.