A home fire claims the lives of far too many people each year. No one expects a fire to take place, so it's important to plan for such an event with homeowners and life insurance.
Volunteer firefighter and property risk field manager Tom Harned has sobering statistics about home fires.
"The realities of home fires are alarming - four out of five U.S. fire deaths occur in the home and a fire claims nine lives everyday - but we assume it will never happen to us," says Harned.
All it takes is an unattended candle to fall over for a home fire to start. Fires can rapidly spread throughout a home.
A survey by a major insurance company and the International Association of Fire Fighters reveals that more than a quarter of American families have not established a fire escape plan. Creating an escape plan and having smoke detectors can make the difference between a family surviving a fire.
Families, especially those with young children, should conduct a fire drill to ensure everyone knows what to do in the event of a fire.