Life insurance needed for serious car accidents

Dec 20, 2010

Life insurance is a necessity for everybody, especially individuals who drive.

Fatal car accidents are tough to predict, as it was for an 84-year-old Belmont, New York man, who, according to the Wellsville Daily paper, died after a 3-car accident. This incident proves once again the unpredictability of accidents, which should give anybody the incentive to purchase life insurance.

The report stated that the man failed to yield to traffic, which resulted in a collision between two vehicles. Consequentially, a 14-year-old passenger was taken to the hospital and two other individuals were hit in the accident but were not seriously hurt, according to the report.

Those individuals that were spared from death should consider themselves fortunate, but for anyone who dies suddenly, life insurance is needed not during one’s life but after. Life insurance provides monetary stability when someone is alive and needs medical treatment to be handled as well as when someone dies, whereas the insurance money can be used for family objectives like funeral costs.

According to Edgar Snyder and Associates, a person dies in a car accident every 12 minutes, and each year car crashes kill 40,000 people. These statistics validate the need for life insurance, which should be handled internally amongst family.

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