Odd funeral requests can be covered by life insurance

Jun 21, 2011

Funeral costs can break the bank

For people that want to be buried in expensive or unusual fashions, getting a better life insurance policy may be the best way to finance those wishes. People have been buried at sea, and inside giant guitar-shaped caskets, often at the expensive of their loved ones.

Gonzo journalist Hunter S. Thompson, who wrote Fear and Loathing in Las Vegas, had his ashes shot out of a cannon, according to the BBC. However, it was not his insurance policy that paid for the blast, it was Johnny Depp that covered the expense.

Most people do not have wealthy and famous people to mourn them and contribute to their funeral costs. In those cases, ensuring a life insurance policy pays beneficiaries a significant amount may be the only way to have a lavish funeral.

"A basic term life insurance policy pays $10,000 for burial costs," Marti Masterson, an insurance agent in Indiana said. "If the casket alone costs $5,000 that may not be enough to cover additional funeral expenses."

Funeral costs average between $6,590 and $7,755, according to the National Funeral Directors Association.

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