Recent data suggests that a growing number of Americans are using the emergency room in place of a primary care physician, even though this could undermine their health in the long term.
A recent study from the University of California at San Francisco found that the number of emergency room visits in the United States increased more than 23 percent from 1997 to 2007. The researchers found that this figure rose more than twice as much as previous estimates based on population growth had expected.
Many Americans have been unable to secure health insurance during the recession, and this has made some more dependent on the emergency room for their medical needs.
In the long-term though, waiting until a health problem has become a crisis is highly counterproductive to one's health and life span - especially if chronic conditions like diabetes and heart disease are also in the mix.
For people who are in the market for a life insurance policy, preventive medicine is of equal importance. This is because many life insurance customers will factor in health issues such as smoking and diabetes when setting their premium prices.