Smoking inside the home is not only a risk for the individuals inside, but it can also be a main instigator of a house fire. Smoking is the suspected cause of a recent fire that killed a man and critically injured a woman in an Arkansas residence, according to a Baxter Bulletin report.
Smoking is one of many ways a home can catch on fire, and the report notes smokers should smoke outside if they can. A healthy lifestyle does not encourage smoking because the habit is linked to many serious medical problems.
When people don't take good care of themselves they are more likely to become afflicted with an illness that could result in costly medical treatments and higher life insurance premiums. All it takes is one smoker to start a fire and kill a home full of people, a notion that should make people want life insurance to ensure their health.
The National Fire Protection Association says in 2009 there were an estimated 114,800 smoking-material fires in the U.S. which caused 680 deaths, 1,520 injures and $737 million in direct property damage.