An accident at a work site in Boston shed light on the importance of life insurance for professionals working in risky conditions.
Ed Rowe, a 46-year-old electrical worker, was trapped for 2 1/2 hours after falling 30 feet through a thin piece of wood covering a narrow concrete shaft at the Charles Street/Massachusetts General Hospital train station. Rowe, an employee with the Massachusetts Bay Transportation Authority, fell at 4:30 a.m. and was rescued at 7 a.m. by a pair of Boston firefighters who shimmied down the shaft and carried him up with a harness.
Reports said Rowe was in "tremendous" pain, having broken both legs. He was taken to nearby Mass General, where he remained in serious but stable condition through the weekend. He had been working on cutting power to the station's third rail so that construction workers could safely access a nearby bridge. A spokesman for the MBTA said they were "happy" the incident didn't result in something more serious.
The accident does show the value of securing a life insurance policy, especially when one works in a risky field. The coverage could take care of any lost income that would result in a fatal on-the-job incident.