A study published by the American Psychological Association showed more Americans are turning to prayer when it comes to family health issues.
Data from past surveys conducted by the Centers for Disease Control and Prevention showed prayer regarding health issues increased 36 percent between 1999 and 2007, according to the APA. People relied on a host of spiritual and religious denominations for prayer, and the study found many turned to their spirituality more often when they or their family were in poor health. The financial struggles of paying for healthcare may have played a part, showing the need for families to protect themselves financially with life insurance.
People with higher incomes were 15 percent less likely to pray than those with lower incomes, though the report did relay that financial standing didn't always affect one's devotion to faith.
Rising healthcare costs have made it difficult for families to cope with the financial strain of illness. Those who require long-term care are advised to consider long-term care insurance, which can often be purchased alongside a life insurance policy, experts say.