Legislation taking effect this week in Massachusetts is focusing on several of the safety problems that can threaten motorists while out on the road.
The new laws, which take effect September 30, are primarily drawing media attention for cracking down on drivers who use texting devices behind the wheel - an offense that will now carry a fine of at least $100, along with the possibility of a suspended license, in the state.
However, another provision in the law requires a driver safety course for any motorist who commits at least three violations in a two-year period that can trigger a surcharge in their auto insurance rates.
Also, the bill aims to reduce the number of accidents involving elderly drivers by requiring those above the age of 75 to get vision tests every five years and to renew their driver's licenses in person.
With thousands of people dying on the nation's roads each year due to a variety of safety hazards, it makes sense to provide loved ones with financial protection by investing in a life insurance policy.