A new study by the Centers for Disease Control and Prevention showed that people can live longer if they practice one or more healthy lifestyle behaviors, results which could help cut down on life insurance claims.
Not smoking, eating a healthy diet, getting regular physical activity and limiting alcohol can help extend life, the study said. People who follow all four healthy guidelines are 63 percent less likely to die early. The study said not smoking provided the most protection from all of the causes.
Those who engaged in all four healthy behaviors were 66 percent less likely to die early from cancer, 65 percent less likely to die early from cardiovascular disease and 57 percent less likely to die early from other causes, when compared to people who didn't engage in any healthy behaviors.
Life insurance claims could drop if people practice these healthy behaviors. According to LIMRA International Statistics, 15 percent of husbands and 28 percent of wives have no life insurance, and 6 million households have no life insurance, meaning many are not prepared for an untimely loss of life.