Life insurance should be purchased when someone is young and health so the rates are cheaper, but that may be more difficult to do for some, as a new study by the Mayo Clinic said melanoma rates among young women are eight times higher than they were four decades ago.
"The incidence of cutaneous melanoma among young adults is rapidly increasing, especially among women. Continued close monitoring of this high-risk population is necessary," according to the Mayo Clinic.
Mayo Clinic dermatologist Dr. Kurtis Reed told Minnesota Public Radio that looking at a well-defined population may have led to more accurate results than other studies. The study, which looked at cases of melanoma in Olmsted County, Minnesota, from 2007 to 2009 showed women ages 18 through 39 developed a sharper increase than men. However, even men saw a fourfold increase in this type of skin cancer.
According to the study, there was an overall rate of 16.9 per 100,000 people. For women, the rate increased to 23.3 and for men it decreased to 10.8, the study showed.
Studies such as this are proof that life insurance should be purchased early by anyone whether it may be thought of as initially needed or not. A good policy can go a long way toward helping protect family and loved ones.