While many people who smoke end up getting cancer, there are thousands of people who have never touched a cigarette and still get diagnosed with lung cancer. According to HealthDay, 32,000 Americans die of lung cancer each year though they've never smoked. Term life insurance can help cover those families who experience these unfortunate, unexpected deaths.
Mundell goes further into the statistics, saying that non-smokers account for one in every five cases of lung cancer. Women who never smoke are twice as likely to die of lung cancer than they are of ovarian cancer. Linda Wenger, executive director of Uniting Against Lung Cancer, described a woman who died of lung cancer at 47 and who never smoked.
"She was very healthy, she was a runner," Wenger said, adding that the disease still affected her the same as it would have if she wasn't healthy. "We need to look at lung cancer as being a cancer like any other."
Individuals who have beat cancer may find buying life insurance to be more challenging and more expensive. However, survivors whose cancer is kept in remission, may be able to find coverage without having to pay exorbitant premiums.