Life Insurance News

Read the latest news about Life Insurance through these engaging and informative articles. New articles are added often!

Retirement planning guidelines from the experts

Feb 22, 2012

Richard Brownstein, managing director of Financial Health Center in Sparta, New Jersey, recently told the New Jersey Herald that the first step to creating a retirement plan is meeting with a financial planner to start the process.

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Financial resolutions: The most important to keep

Feb 21, 2012

Burnham Gibson Financial Group recently identified some financial resolutions Americans should consider keeping in 2012 to improve their finances and avoid taking on debt.

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What to do if a policy is 'held hostage'

Feb 20, 2012

In some instances a life insurance company may hold a person's life insurance policy because the family was unaware a policy existed or where it was located.

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Using life insurance to help pay a mortgage

Feb 20, 2012

In a recent MarketWatch Realty Q&A discussed how a mortage would be affected if a person's grandfather co-signed on the loan and then passed away before the amount was paid off in full

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Small businesses shouldn't learn about life insurance the hard way

Feb 17, 2012

For successful small companies, the death of a business partner can yield a heavy emotional and financial toll. Ryan Hanley writes on Small Business Trends that without life insurance, the remaining partner may find they not longer have the resources to keep the company afloat.

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Sleep apnea can raise life insurance rates

Feb 17, 2012

One Illinois doctor said sleep apnea not only runs the risk of additional health problems, but it may also cause a consumer's life insurance premiums to increase.

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Shortage of children's cancer drug should ease, according to FDA

Feb 17, 2012

While there is currently a shortage of a children's cancer drug, Food and Drug Administration officials said the situation should ease soon.

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Small business employees not financially prepared for retirement

Feb 16, 2012

While many small businesses think their employees are financially unprepared for retirement, few are offering a plan to help, according to a Harris Interactive survey.

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Life insurance can help protect a small business after death

Feb 15, 2012

Small businesses are usually run by a small group of owners, investors and workers. When a business is owned and operated by a team, and one of the main proprietors dies, a number of financial issues could arise. Jeff Haden of MoneyWatch said one potential solution would be life insurance.

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New license laws could save lives and money

Feb 15, 2012

Teen drivers are the most likely people on the road to get in accidents, with the Allstate Foundation saying that 16-year-old drivers have crash rates two times greater than 18- to 19-year-old drivers and four times that of older drivers.

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Invitations for application for life insurance on Efinancial.com are made through Efinancial, LLC or through its designated agent, Michael W. Rowell, only where licensed and appointed. License numbers are available upon request and are automatically provided where required by law. Michael Rowell is a licensed life insurance agent in all 50 states, including the District of Columbia, and his resident state of Washington. Michael W. Rowell’s Washington license number is 150354; in California, 0C83033; in Louisiana, 265202; in Minnesota, 20234878; in Utah, 126919; in Massachusetts, 1757436; and in Texas, 1001041. Efinancial, LLC’s California license number (d/b/a Efinancial Term Insurance Services) is 0F37537; in Louisiana, 323680 and in Utah, 104501.

American General Life and Accident Insurance Company, Nashville, TN; Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company, Garden City, NY, both Legal & General America companies; Fidelity Life Association, A Legal Reserve Life Insurance Company, Oak Brook, IL; Genworth Life and Annuity Insurance Company, Lynchburg, VA and Genworth Life Insurance Company of New York, New York, NY, member companies of Genworth Financial, Inc.; First MetLife Investors Insurance Company, New York, NY, MetLife Investors USA Insurance Company, Irvine, CA and Metropolitan Life Insurance Company, New York, NY, all three members of the MetLife family; Protective Life and Annuity, Birmingham, AL; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ; Reliastar Life Insurance Company, Minneapolis, MN, Reliastar Life Insurance Company of New York, Woodbury, NY and Security Life of Denver Insurance Company, Denver, CO, member of the ING family of companies; Transamerica Financial Life Insurance Company, Harrison, NY, and Transamerica Life Insurance Company, Cedar Rapids, IA, both AEGON companies;

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