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The Efinancial Insurance E-Learning Center is committed to educating the insurance-buying public about questions and alternatives for finding the best values in life insurance products
and services.
This category of articles examines the question: When to buy Life Insurance?
Topics include everything from Reviewing your life insurance needs to Life insurance in stages and questions and answers such
as buying Life Insurance as a gift, life insurance after a divorce, and if you should convert your current policy.
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When to buy Life Insurance
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Revisit Your Life Insurance Needs Annually
How long has it been since you last reviewed your life insurance coverage? If you are like most, chances are you long ago filed your policy away and haven’t thought about it since.
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Are Two Single Life Insurance Policies Better Than a Joint Policy for Couples?
Life insurance policies for married couples can be very confusing to say the least. When you are purchasing the policies there are so many decisions to make when it comes to beneficiaries and such that you are hardly considering the
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Is Employee Life Insurance All You Need?
The state of the
world’s economy has led to many changes in the benefits that companies offer to
their employees. One of these changes has been the addition of...
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Getting Life Insurance after Retirement
This is going to be the best time in your life and most people will live that dream to its fullest. Of course there is the matter of unforeseen circumstances that may...
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When Should You Review Your Life Insurance Needs?
There are certain times in everyone’s life when they need to sit down and review their life insurance needs. Circumstances change and it’s important to...
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Term Insurance: Time to Convert?
Term insurance is typically purchased to protect a growing family from the
catastrophic loss of a breadwinner. Lower initial premiums offer the
flexibility to fit immediate needs. However, over time...
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How Much Life Insurance Do You Need?
Making the decision to purchase life insurance is an important one regardless of age. For most people they tend to think about life insurance after or during a major life change including...
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How to Handle Life Insurance Following Divorce
A marriage is
meant to last until death but sadly it does not always work out that way. Now
if during your marriage you did the responsible thing and bought life insurance
you now have some things that you need to decide. Because life insurance keeps...
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Should you Purchase Life Insurance as a Gift?
Purchasing life insurance for another party can be a rather touchy issue. There is always the matter of how the person will take the issue and this can be rather uncomfortable for someone who is...
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Importance of Life Insurance
Losing someone close is one of the toughest things we will all have to deal
with. If that person has not properly planned ahead to cover the expenses they
have left behind then they
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Life Insurance Through Stages
You have taken the first step, and have selected a life insurance policy that
meets your coverage goals. Before you put that policy in a drawer to gather
dust you must...
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For Security's Sake: Buy Term Life Insurance
If you're already a parent or are now expecting your first child, you can't
afford to go another moment without life insurance. Whether you choose term
life insurance or permanent life insurance is up to you; you'll want to...
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E-Convenience: Buy Term Life Insurance Online
If you're young and healthy, why should you buy term life insurance online? The
truth is, none of us knows how long we're going to live. By taking care of your
health through exercise, a low-fat and nutritious diet, and...
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Playing It Smart: Buying A Term Life Insurance Policy
When buying a term life insurance policy, you'll naturally want to buy a policy
that pairs a high amount of coverage with a desirably low premium. You'll also
want to buy a term life insurance policy from a respected insurer...
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When to Consider Long Term Life Insurance
Whether you are recently married or you are entering middle age and you've
reconstructed your long-term financial plan, you want a savvy permanent life
insurance policy in place to ensure the...
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Life Insurance FAQ's
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