Latest posts:
Jul
29
EFin Advisor |
2008 3:08 PM |
0 comments
Life insurance, as it has often been said, is a daunting task to buy, because accepting one’s mortality is not something the average person likes to experience. It is a necessity to overcome that though to protect yourself and your family when the worst happens. This need for protection extends throughout human history, even in times when economies were not so grand and bartering was a more common exchange than using money.
Rome seems to be one of the first places where life read...
Jul
08
EFin Advisor |
2008 12:42 PM |
0 comments
Many people are concerned with their employee benefits and their estate plans separately, but neglect to consider the two together.
That can cause problems, especially when it comes to managing financial affairs after the untimely death of a spouse. For the most part, who receives certain employee benefits after someone has passed away is determined by a form filled out at the beginning of your time working for a company.
“This means that you need to think carefully about who that should read...
Jun
20
EFin Advisor |
2008 2:23 PM |
0 comments
You’ve probably heard about the bumper sticker, even if you haven’t seen
it. It’s the one on the backs of Cadillacs in Florida and on Lexus bumpers in Arizona that reads: “I’m spending my children’s inheritance.”
While this may cause a chuckle, sadly it is not far from the truth in many cases. Worries about the economy and the rising costs of health care are causing many to fear that they will either receive little to no read...
Jun
13
EFin Advisor |
2008 1:55 PM |
0 comments
For the past seven years, insurance companies in the United Kingdom have voluntarily chosen not to genetically test 97% of potential clients. As of today, these insurance companies have agreed to extend their voluntary freeze until 2014. This is in order to ensure that people can receive health and life insurance without having to disclose potential genetic diseases, at least for the time being.
The ability to genetically test patients for diseases is a controversial topic, especially read...
Jun
06
EFin Advisor |
2008 3:44 PM |
0 comments
As Chicago Bears Hall of Fame running back Walter Payton once said,
"Remember, tomorrow is promised to no one." Payton died at 45 from a rare liver disease. It is always a tragedy when life ends short. It is
comforting to know that Walter Payton's family will be financially secure
despite his passing on.
What would happen to the average man though?
Brad Cunard was one of those unfortunate stories. While stuck in traffic
with his wife Lisa and two boys, Max and Owen a violent read...