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Invitations for application for health insurance on Efinancial.com are made through Efinancial, LLC or through its designated agent, Michael W. Rowell, only where licensed and appointed. License numbers are available upon request and are automatically provided where required by law. Michael Rowell is a licensed life and health insurance agent in all 50 states, including the District of Columbia, and his resident state of Washington. Michael W. Rowell's Washington license number is 150354; in California, 0C83033; in Louisiana, 265202; in Minnesota, 20234878; in Utah, 126919; in Massachusetts, 1757436; and in Texas, 1001041. Efinancial, LLC's California license number (d/b/a Efinancial Term Insurance Services) is 0F37537; in Louisiana, 323680 and in Utah, 104501.

CitiMortgage, Inc. and/or its corporate affiliates are not affiliated with Efinancial, LLC and are compensated for services performed with this program. The insurance program is brought to you by Citi Assurance Services, Inc., a licensed insurance agency. In California, Citi Assurance Services, Inc. does business as Citi Select Insurance Services, license number 001073. In New York, Citi Assurance Services, Inc. does business as Citi Assurance Agency. Citi Assurance Services, Inc. is paid commission and may receive other performance based compensation from the insurance company for the services it provides on behalf of the insurance company. Insurance products are provided and underwritten by non-affiliated participating insurance companies, which assume all responsibility and liability for the insurance benefits.

CitiMortgage, Inc. does business as Citicorp Mortgage in NM. CitiMortgage, Inc. is an equal housing lender. Citi, Arc Design, and Citi and Arc Design are registered service marks of Citigroup, Inc. All rights reserved.


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