After you receive your new policy, you have the right to examine it and, if you are not satisfied for any reason, you may return it to us. The policy will be cancelled and any premiums you may have paid will be refunded. The length of time you have to exercise this right varies by state. Please contact us for additional details.
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Efinancial.com is a free service which provides insurance consumers quick and easy access to purchasing their life insurance policy. Efinancial has proven that shopping for life insurance online can save time. Find out how today!

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Amount of Life Insurance Coverage?  The amount stated on a life insurance policy, to be paid upon death.
How Long do you Need this Coverage for?  The length of time you will be covered by an insurance policy.
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2. Have any of your immediate family members (parents or siblings) had: Cancer, heart disease, stroke or an aneurism prior to the age of 70?
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Invitations for application for life insurance on Efinancial.com are made through Efinancial, LLC or through its designated agent, Michael W. Rowell, only where licensed and appointed. License numbers are available upon request and are automatically provided where required by law. Michael Rowell is a licensed life insurance agent in all 50 states, including the District of Columbia, and his resident state of Washington. Michael W. Rowell's Washington license number is 150354; in California, 0C83033; in Louisiana, 265202; in Minnesota, 20234878; in Utah, 126919; in Massachusetts, 1757436; and in Texas, 1001041. Efinancial, LLC's California license number (d/b/a Efinancial Term Insurance Services) is 0F37537; in Louisiana, 323680 and in Utah, 104501.

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