Quick and easy life insurance quotes
Get started!
Quick and easy life insurance quotes
Get started!
Quick and easy life insurance quotes
Get started!
eFinancial offers a variety of plans from top-rated providers in one place, so you can find the right coverage for your needs and budget.
Flexible and affordable, term life insurance covers you during the years you need it most.
Permanent life insurance offers peace of mind for your entire life and also builds cash value over time.
For people between 50 and 85, final expense insurance provides a guaranteed payout for funeral expenses and related needs.
| Term Life | Whole Life | Final Expense | |
|---|---|---|---|
| Length of Coverage | Choose the term that works for you (10, 15, 20, or 30 years) | Lasts your entire life as long as you continue your payments | Lasts your entire life as long as you continue your payments |
| Premiums | Typically the most affordable life insurance | More expensive than term life for the same coverage amount | More expensive than term life, but lower coverage amounts keep it affordable |
| Medical Exam | Options to waive exam | Typically required | Not typically required |
| Cash Value | None | Policy may build cash value on a tax-deferred basis | Policy may build cash value on a tax-deferred basis |
The right amount of coverage is different for every person. Keep these considerations in mind when deciding how much you need:
While no online life insurance quote can take every one of these factors into account, a quick calculation of your needs is a great place to begin. Try our 10-question term life insurance calculator for a personalized recommendation based on your debt, savings, expenses, and more.
Just provide your name, gender, date of birth, email, and how you’d rate your overall health, and eFinancial will give you free online life insurance quotes in under a minute. Does that sound easy? Well, it is.
If you’d rather talk to a live person, our agents are here and ready to help you compare life insurance quotes.
eFinancial offers competitive quotes from a variety of highly rated companies, so you don’t have to shop around to get the best deal
Get quotes quickly online or by phone, and buy directly from one of our dedicated agents. Coverage often starts the same day
eFinancial offers competitive quotes from a variety of highly rated companies, so you don’t have to shop around to get the best deal.
We’re proud to work with top-rated providers like Fidelity Life, Protective, Mutual of Omaha, Corebridge, Prudential, and Transamerica. Each of these companies meets our high standards for financial strength, quality, and exceptional customer support. Click a logo below for more information.
At eFinancial, we strive to be your one-stop resource for everything related to your life insurance needs. That means we’ll:
Life insurance is a type of insurance policy that protects your loved ones financially if something happens to you. If you pass away while your life insurance policy is in effect, your beneficiary will get a cash payment that’s typically tax-free and comes with no strings attached. They can use those funds to pay for day-to-day living expenses, a mortgage, college loans, your final expenses, or any other financial needs.
You can choose from either term life insurance, an affordable type of life insurance that you can buy for a set period of time, or permanent life insurance, which provides lifelong coverage as long as you pay your premiums. Consider comparing life insurance quotes online to better understand what fits your budget and needs.
Buying life insurance can help you meet these needs and stay prepared for what the future brings. eFinancial is here to help you get started.
Wondering if you can afford life insurance coverage? The peace of mind that life insurance provides is priceless, and it often costs less than you think. In fact, a recent study found that most people think the cost of life insurance is three times higher than it actually is. A $250,000 term life policy for a healthy 30-year-old woman can start as low as $15 a month with eFinancial.
Some factors that affect the cost of life insurance include:
Learn more about the life insurance buying process here.
At eFinancial, we work hard to make sure you get an accurate online life insurance quote.
We believe in personalizing your entire life insurance experience, which means we’ll go beyond the basics. Of course, keep in mind that an online quote is only a starting point. Our online guide can estimate your life insurance rates, but our licensed agents will work closely with you by phone to further customize your quote around your exact needs.
Not necessarily. The law states that the price of any insurance policy is the same whether you buy from the life insurance company itself, an agent, or a broker. That means you’ll find the same rates shopping directly with a life insurance company or shopping with eFinancial, while also enjoying the convenience and guidance our agents can provide. At eFinancial, our team can help you compare and purchase term life insurance, permanent life insurance, and final expense insurance from top-rated companies. Our goal is to make buying life insurance easier, faster, and more affordable, so you can protect your family with confidence.
eFinancial works with trusted insurance companies to help you find the best fit for your needs and budget. Different companies may offer better rates and plans for you based on your situation. At eFinancial, you can start by comparing personalized life insurance quotes online in just one minute. Then, give one of our agents a call to discuss your options. We’ll help you get the best value for you and your family.
At eFinancial, we’re proud to help customers like you find the right life insurance policy. Our knowledgeable agents are ready to learn about your needs and work with you every step of the way. Working with eFinancial means you’ll benefit from our inclusive culture, commitment to customer service, and collective desire to make lives better.
