Quick and easy life insurance quotes
Compare coverage from top carriers and find a policy that's right for you.
Get started now!
Compare coverage from top carriers and find a policy that's right for you.
Get started now!
What type of life insurance policy is right for me?
eFinancial offers a variety of plans from top-rated providers in one place, so you can find the right coverage for your needs and budget.
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Term life insurance
Term life insurance
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Permanent life insurance
Permanent life insurance
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Final expense insurance
Final expense insurance
Compare life insurance policy
optionsTerm Life | Permanent Life | Final Expense | |
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LENGTH OF COVERAGE | Choose the term that works for you (10, 15, 20, or 30 years) | Lasts your entire life as long as you continue your payments | Lasts your entire life as long as you continue your payments |
PREMIUM | Typically the most affordable life insurance | More expensive than term life for the same coverage amount | More expensive than term life, but lower coverage amounts keep it affordable |
MEDICAL EXAM | Options to waive exam | Typically required | Not typically required |
CASH VALUE | None | Policy may build cash value on a tax-deferred basis | Policy may build cash value on a tax-deferred basis |
LENGTH OF COVERAGE
Term Life
Choose the term that works for you (10, 15, 20, or 30 years)
Permanent Life
Lasts your entire life as long as you continue your payments
Final Expense
Lasts your entire life as long as you continue your payments
PREMIUM
Term Life
Typically the most affordable life insurance
Permanent Life
More expensive than term life for the same coverage amount
Final Expense
More expensive than term life, but lower coverage amounts keep it affordable
MEDICAL EXAM
Term Life
Options to waive exam
Permanent Life
Typically required
Final Expense
Not typically required
CASH VALUE
Term Life
None
Permanent Life
Policy may build cash value on a tax-deferred basis
Final Expense
Policy may build cash value on a tax-deferred basis
How much life insurance do I need?
The right amount of coverage is different for every person. Keep these considerations in mind when deciding how much you need:
- How much will your immediate obligations – like medical bills, debts, and funeral expenses – cost?
- How much future income will your family need to pay the mortgage, pay for college, or simply enjoy their current quality of life?
While no online life insurance quote can take every one of these factors into account, a quick calculation of your needs is a great place to begin. Try our 10-question term life insurance calculator for a personalized recommendation based on your debt, savings, expenses, and more.
How to get a free life insurance quote with eFinancial
Just provide your name, gender, date of birth, email, and how you’d rate your overall health, and eFinancial will give you free online life insurance quotes in under a minute. Does that sound easy? Well, it is.
If you’d rather talk to a live person, our agents are here and ready to help you compare life insurance quotes.
Advantages of life insurance quotes from eFinancial
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Compare top-rated plans.
Compare top-rated plans.
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Find your policy fast.
Find your policy fast.
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Get help when you need it.
Get help when you need it.
What companies provide life insurance quotes for
eFinancial?We’re proud to work with top-rated providers like Fidelity Life, Protective, Mutual of Omaha, AIG, Prudential, and Transamerica. Each of these companies meets our high standards for financial strength, quality, and exceptional customer support. Click a logo below for more information.
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Why choose eFinancial for life insurance quotes?
At eFinancial, we strive to be your one-stop resource for everything related to your life insurance needs. That means we’ll:
- Help you compare policies and get a free quote on a single call or online.
- Assign a dedicated agent to work with you every step of the way.
- Offer life insurance from top companies, so you can find the right fit based on your needs and budget.
- Work with you one-on-one to meet your needs at every stage of life.
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Life insurance
FAQSGet to know eFinancial.
At eFinancial, we’re proud to help customers like you find the right life insurance policy. Our knowledgeable agents are ready to learn about your needs and work with you every step of the way. Working with eFinancial means you’ll benefit from our inclusive culture, commitment to customer service, and collective desire to make lives better.