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Life insurance quotes

Behind every policy, there’s a person.

Protecting your family with life insurance is easy with eFinancial. We’ll help you shop, compare, and find the plan that’s just right for you.

Get started now!

Rate your overall health required
Get My Quote

Life insurance quotes

Behind every policy, there’s a person.

Protecting your family with life insurance is easy with eFinancial. We’ll help you shop, compare, and find the plan that’s just right for you.

Get started now!

Rate your overall health required
Get My Quote

What type of life insurance policy is right for me?

eFinancial offers a variety of plans from top-rated providers in one place, so you can find the right coverage for your needs and budget.

  • Term life insurance

    Term life insurance

  • Permanent life insurance

    Permanent life insurance

  • Final expense insurance

    Final expense insurance

Compare life insurance policyoptions

Term LifePermanent LifeFinal Expense
LENGTH OF COVERAGEChoose the term that works for you (10, 15, 20, or 30 years)Lasts your entire life as long as you continue your paymentsLasts your entire life as long as you continue your payments
PREMIUMTypically the most affordable life insuranceMore expensive than term life for the same coverage amountMore expensive than term life, but lower coverage amounts keep it affordable
MEDICAL EXAMOptions to waive examTypically requiredNot typically required
CASH VALUENonePolicy may build cash value on a tax-deferred basisPolicy may build cash value on a tax-deferred basis

LENGTH OF COVERAGE

  • Term Life

    Choose the term that works for you (10, 15, 20, or 30 years)

  • Permanent Life

    Lasts your entire life as long as you continue your payments

  • Final Expense

    Lasts your entire life as long as you continue your payments

PREMIUM

  • Term Life

    Typically the most affordable life insurance

  • Permanent Life

    More expensive than term life for the same coverage amount

  • Final Expense

    More expensive than term life, but lower coverage amounts keep it affordable

MEDICAL EXAM

  • Term Life

    Options to waive exam

  • Permanent Life

    Typically required

  • Final Expense

    Not typically required

CASH VALUE

  • Term Life

    None

  • Permanent Life

    Policy may build cash value on a tax-deferred basis

  • Final Expense

    Policy may build cash value on a tax-deferred basis

How much life insurance do I need?

The right amount of coverage is different for every person. Keep these considerations in mind when deciding how much you need:

  • How much will your immediate obligations – like medical bills, debts, and funeral expenses – cost?
  • How much future income will your family need to pay the mortgage, pay for college, or simply enjoy their current quality of life?

While no online life insurance quote can take every one of these factors into account, a quick calculation of your needs is a great place to begin. Try our 10-question term life insurance calculator for a personalized recommendation based on your debt, savings, expenses, and more. 

How to get a free life insurance quote with eFinancial

Just provide your name, gender, date of birth, email, and how you’d rate your overall health, and eFinancial will give you free online life insurance quotes in under a minute. Does that sound easy? Well, it is. 

If you’d rather talk to a live person, our agents are here and ready to help you compare life insurance quotes.

Advantages of life insurance quotes from eFinancial

  • A mom watching an Ipad with her two young children

    Compare top-rated plans.

    Compare top-rated plans.

  • A middle-aged couple holding hands and walking on the beach

    Find your policy fast.

    Find your policy fast.

  • A father and son wearing backpacks, sitting outside

    Get help when you need it.

    Get help when you need it.

What companies provide life insurance quotes foreFinancial?

We’re proud to work with top-rated providers like Fidelity Life, Protective, Mutual of Omaha, AIG, Prudential, and Transamerica. Each of these companies meets our high standards for financial strength, quality, and exceptional customer support. Click a logo below for more information.

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Why choose eFinancial for life insurance quotes?

At eFinancial, we strive to be your one-stop resource for everything related to your life insurance needs. That means we’ll:

  • Help you compare policies and get a free quote on a single call or online. 
  • Assign a dedicated agent to work with you every step of the way.
  • Offer life insurance from top companies, so you can find the right fit based on your needs and budget.
  • Work with you one-on-one to meet your needs at every stage of life.

Kind words from satisfiedcustomers:

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Slide 1 of 3

We wanted a reputable company ready to meet our needs, but we didn’t want to spend a fortune or jump through hoops. With eFinancial, we also got great coverage, affordable rates, and a very easy process to get approved. Everyone was extremely helpful along the way. I’d recommend eFinancial to anyone considering purchasing life insurance.

Elizabeth Florse - eFinancial customer

Elizabeth Florse

Slide 2 of 3

I wanted a company that does business with integrity and honesty. I wanted a policy to protect my son, and a company to guide him when it’s time to use the benefits. If you have a family or someone in your life that you love, it’s important to take care of business. eFinancial helps you leave a legacy.

Chris Patterson-Simmons - eFinancial customer

Chris Patterson-Simmons

Slide 3 of 3

A very helpful representative found me higher coverage for less money than I expected. They followed through, and I was always able to get in touch. I would recommend them to anyone!

Ellis Trollinger - eFinancial customer

Ellis Trollinger

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Our Trust Pilot Score

Life insuranceFAQS

Get to know eFinancial.

At eFinancial, we’re proud to help customers like you find the right life insurance policy. Our knowledgeable agents are ready to learn about your needs and work with you every step of the way. Working with eFinancial means you’ll benefit from our inclusive culture, commitment to customer service, and collective desire to make lives better.

Get your quote online, or talk to one of our agents at 888-616-1655888-616-1655.